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You've been redirected to SaveEasy Credit Union

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Thank you for your enquiry via Credit Unions of Wales.

SaveEasy Credit Union covers Carmarthenshire, Pembrokeshire, Ceredigion and West Glamorgan; our 'Common Bond Area'.

We provide straight-forward financial services on a not-for-profit basis. You can access us either online or at any branch.

Locations include: Llanelli, Haverfordwest, Pembroke Dock, Cardigan, Brechfa, Pencader, Lampeter, Narberth and Carmarthen plus many Collection Points.

Family Loan of up to £500

with Savings Plan

Helping families to make the most of their money

Apply immediately for a loan of up to £500.


With this popular Plan you can save up for holidays, Christmas or other big spends at the same time as repaying your loan.

Simply become a Credit Union Member, arrange to pay a benefit or wage into your SaveEasy account, and we’ll do the rest.


  • Borrow up to £500

  • Fixed interest rate – 3% per month on reducing balance (42.6% APR)

  • Repayments come straight from your benefit or wage

  • Save as you repay your loan, with access once your loan is paid in full

  • No hidden fees, charges or repayment penalties

  • Free Life Savings & Loan Protection Insurance (terms and conditions apply)

Get started

Join your local Credit Union online or 


If joining online, a digital ID check will be performed. If joining in-branch, we will need you to bring two forms of ID with you. 

When you join, a savings account is opened for you.

I'm a

Credit Union


Membership to the Credit Union

costs £1 for a lifetime.

We will give you a call to take an initial deposit (min £5)

You can now apply for our Family Loan

Need help? Arrange a call back:

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Your local Credit Union is also a great place to save

Start saving with your local Credit Union today - You will soon see the £££'s add up!

By becoming a member, you open up a savings account - also known as a 'Share 1'. They're called a Share account because joining means you also own a share of the Credit Union-  giving you a right to attend and vote in our annual AGM.

You can open up to four Share accounts, and one for Christmas; Share 1, Share 2, Share 3, Share 4 and Christmas Share.

Many of our members use the different shares for different savings goals.


  • Minimum balance of £1 to retain your membership / share in the Credit Union 

  • Instant access to your savings (subject to no outstanding loan balance)

  • Withdrawals - by bank transfer, cash, cheque or transfers to other members

  • Deposits - by bank transfer, cash, cheque, Standing Order, payroll deduction, or transfers from other members

  • Dividend - paid annually in November (2019 - 0.75%)

  • Life and Loan Insurance included with membership

In addition to the above, your local Credit Union works hard to deliver great value for its members. 

Value added services:

Our aim is to improve the financial well-being of our member-owners by providing ethical, affordable services that they are happy to continue using and recommending to their family, friends, neighbours and work colleagues. We are here to help our members to afford their lives – not to make profit out of them.

We’ve recently won a prestigious Award in the Credit Unions of Wales 2020 Awards - 'Access to Financial Services' for our pop-up branch project, bringing the Credit Union movement to a wider audience.

Thousands of adult members and junior savers have already joined our “Credit Union family” and we are working hard to make them proud of our achievements as we create a forward-looking organisation that plans to be here to serve generations to come.

We look forward to welcoming you as a member!

Thank you,

Team SaveEasy

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